At some point in time after an accident, it’s likely that you’re going to have to face an insurance adjuster at some point in time. This process will usually start off easy, then get progressively more frustrating until you’re wondering what you did wrong to deserve this? The good news is you’re not alone. Insurance adjusters can be very frustrating and even aggressive.
You’re also not alone in wondering who these people are, and why they seem to hold so much power over your negotiations when all you want is compensation for the injuries you’ve suffered. Learn the answer to the question, “What is an insurance adjuster?” and discover why your best bet in dealing with them is to call a qualified injury lawyer.
What Is an Insurance Adjuster?
When trying to deal with an injury case, people often ask the question, “What is an insurance adjuster?” These people, also sometimes called claims adjusters, claims specialists or any number of other titles, have one job, really, and that’s to settle your case as fast as possible. They also want to settle it for as low cost as possible.
These are people who are entirely judged on how many cases they clear, and they could face 100 or more cases every month, just to break even with their bosses. That, of course, doesn’t make you feel better when you’re facing the frustration of trying to get compensation.
Insurance adjusters will usually begin by acting like your best friend. They’ll try to tell you that signing off on their initial, lowball offer is the best thing for you. This will solve your case fast and you’ll get the money you need. The truth is, while they have the power to negotiate, they also have limits on how much they’re allowed to offer without approval from their bosses. Instead of admitting they can’t dish out more than, say, $5,000, though, they’ll bully you and try to claim it’s all your fault.
That’s why your best bet is to work with a qualified personal injury attorney to get the compensation you deserve.
Remember one thing always—you are well within your rights to tell an insurance adjuster that they’ll be hearing from your attorney and further negotiations will be pursued through those channels. In fact, this is the first thing you should do, whenever you’re in an accident, is to secure the services of a qualified and experienced injury lawyer. Attorneys know exactly how to cut through the non-payment tactics and get you the compensation you deserve.
Your lawyer will be able to protect your rights and make sure that everyone remembers you’re the victim in this situation. They’ll give you your best shot at getting the full compensation you deserve for your pain and suffering, your medical bills, your lost wages, the damage to your quality of life, your lost potential for future employment, loss of consortium, emotional trauma, pain and suffering and more.