Suffering an unexpected injury can be one of the most difficult circumstances you will ever face. Not only may you be forced to miss work, you will also have to find a way to pay your expensive medical bills. While many people have insurance to guard against these type of events, it’s an unfortunate reality that many insurance companies will try to find any way to deny your claim so that they can avoid a big payout.
Before you start negotiating with your insurance company, it’s important to learn some of the strategies they will use to limit your payment or deny it entirely. Here are a few ways insurance companies will undercut your injury claim and tips on how to get your compensation with professional legal help.
Attacking Your Medical Claims
When seeking a payout from an insurance company, it is not uncommon for the insurer to request that you undergo a physical evaluation. The danger of this, however, is that the insurance company’s doctor may try to downplay the seriousness of your injuries. Before you consent to any examination, it’s important that you be sure the doctor is independent of the insurance company and will give you a fair assessment.
Additionally, it’s important that you document your injuries as soon as possible after your accident, particularly with concrete medical records. This will prevent the insurance company from minimizing the effects of your accident and will help you win your compensation.
Assigning Liability to You
Depending on the state that you live in, you may need to prove negligence or fault in your case before being awarded compensation. Over the course of your injury claim, it is likely that the insurance company will try to assign at least some of the fault to you in order to lower their final payment amount. When you consult with an attorney, make sure to ask them how you can prove that you were not liable in your case.
Proving that you were not at fault in your case will give you solid footing for winning your claim and getting the payout that you deserve.
Absence of Evidence
The most important factor in any legal proceeding is having a substantial amount of evidence, and injury claims are no different. The most common tactic insurance companies use to undercut injury claims is to insist that you have not provided enough evidence to prove your case. Fortunately, this strategy is very easy to overcome, provided you act as quickly as possible.
Following your accident, you need to gather as much evidence as possible. Accident reports, eyewitness accounts and pictures/videos care all great resources for proving your claim and forcing the insurance company to give you your rightful compensation.
File an Injury Claim with Legal Help
Dealing with insurance companies can be one of the most difficult, stressful situations you’ll face following a major accident. If you’re having trouble winning your injury claim, then you need to get assistance from the knowledgeable attorneys at the Parrish DeVaughn Law Firm.
The legal team at the Parrish DeVaughn Law Firm has the experience necessary to fight the insurance companies so that you get the compensation you need to move on with your life. Contact us today so that we can start working for you.