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How Are Work Injury Claims Different From Personal Injury Claims?

Injury laws are complex and vary from state to state. Many people wonder if they’re better off filing a personal injury claim than going after a workers’ compensation one.

The truth is, you may not have this kind of option, as the two are quite different in the eyes of the law, and it’s important to understand these differences. Learn the difference between a work injury claim and other forms of injury case and how an Oklahoma workers’ compensation attorney or an Oklahoma personal injury attorney can help.

Work Injury Cases

Every employer carries workers’ compensation insurance whose purpose it is to cover you in the case of any work injury. If you slip and fall at work, or get injured traveling to a client’s home for a service call, and even if you develop carpal tunnel from repeat actions at work, you’re covered.

Workers’ compensation does not consider who was at fault for the accident; it simply covers your medical bills and recovery. It also doesn’t allow you to sue your employer, though you can file a case if your claim is denied.

Oklahoma Workers’ Compensation Attorney

If you file a workers’ comp claim and it is denied, you can challenge the denial, but it can sometimes help to hire an Oklahoma workers’ compensation attorney to help with your case. You’ll need to prove that your injury is serious enough to prevent you working and that you have medical bills that need to be covered, and an attorney knows how to handle this process.

Personal Injury Cases

Personal injury cases involve an incident where you get injured and someone else bears the blame. If your injury was through the action or irresponsibility of another person, you may need to file a personal injury suit to get compensation.

For example, if you slip and fall in a restaurant and there was no notification about the condition that caused it, and it should’ve been fixed, you might have a case. Personal injury cases allow you to collect more than just medical bills. You can get covered for lost wages and opportunity, lost relationships, pain and suffering and other forms of damage.

Oklahoma Personal Injury Attorney

Hiring an Oklahoma personal injury attorney is your best bet when you get hurt, it was not in the course of employment, and someone else bears the responsibility. These cases can get tough and complex and it’s important for you to have a qualified and experienced ally in your corner to ensure that you get the full compensation you deserve.

In general, if you are hurt at work you cannot file a personal injury claim. However, exceptions sometimes exist and if you are unsure what kind of compensation to which you’re entitled, calling an experienced attorney is your best bet. We have years of experience tackling these sorts of cases and we will make sure you’re on the right track and your rights are protected every step of the way. For a free evaluation of your case and the legal help you need, call Parrish DeVaughn injury lawyers today.