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Do I Need to Report a Fender Bender?

Fender benders may seem like accidents that can be resolved with a quick glance at the damage and a brief conversation with the other driver. But even relatively low-speed bumper-to-bumper crashes can result in property damage and injuries. That’s why they should always be taken seriously, even if the initial damage seems minor.

Oklahoma law requires that drivers report accidents involving deaths or injuries to law enforcement. However, accidents involving only property damage don’t include that requirement. They do, however, require that drivers remain at the scene and exchange contact and insurance information with other drivers. Drivers are also required to leave contact information for owners of unattended or unoccupied vehicles after accidents.

Insurance Companies Require Immediate Notification

While the requirements for reporting accidents to police vary depending on whether anyone was injured, they remain the same when it comes to insurance providers. Car insurers require notice of all crashes almost immediately after they occur—often within one or two days. Drivers who fail to report accidents, including minor fender benders, may lose their chances to get compensation for their injuries or vehicle damage.

Above all else, reporting fender benders that involve injuries or property damage is all about protecting yourself. If you leave the scene of a minor accident before police arrive and someone got hurt, you could face charges for leaving the scene of an accident. And if you fail to report the accident to your insurance company, you may have to pay for repair costs out of pocket—even if the accident wasn’t your fault.

Wondering What to Do After an Accident? Call Us Today.

At Parrish DeVaughn, we know that the aftermath of an auto accident can be a confusing and stressful time. You may not know which steps to take to best protect your health and your rights to compensation.

That’s where we come in. When you call us, we can inform you of your rights and help you take the right steps after the accident. Contact us today to find out how we may be able to help you.