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How Insurance Companies Reduce or Deny Claims

If you were injured in an accident that wasn’t your fault, you’re facing medical bills and time away from work. There’s plenty of evidence to prove that someone else’s negligence caused your injuries—so why is getting fair compensation from the insurance company so difficult?

Unfortunately, insurance companies are in business to make money, which means they look for ways to pay claimants as little as possible. In fact, they have teams of adjusters whose sole job is to find ways to reduce or deny otherwise valid claims.

Insurance companies often use the following tactics to try to avoid paying you the money you deserve:

  • Getting you to accept a lowball offer—The insurance company may offer you a seemingly substantial settlement before you understand the true cost of your accident-related expenses. Accepting their initial offer may prevent you from pursuing additional compensation.
  • Doubting the extent or severity of your injuries—Even if you received medical treatment shortly after your accident, the insurance company may believe that you weren’t treated quickly enough and assume that your injuries aren’t that serious.
  • Using your own words against you—Whether it’s a social media post about your injuries, an admission to the adjuster that you may have been partially at fault for the accident, or a conversation about previous similar injuries, your own words and statements may be used against you.

At Parrish DeVaughn Injury Lawyers, we don’t think it’s right when insurance companies take advantage of victims like you. We’re familiar with their tricks and tactics, but it’s our goal to negotiate on your behalf to get you the compensation you deserve.

Serving Oklahoma Injury Victims

After an accident or injury, you don’t have to settle for the insurance company’s unfair settlement offer. Get an Oklahoma injury lawyer at Parrish DeVaughn on your side, and let us fight for the compensation you deserve. Contact us today for a free consultation.