Dealing with Insurance Companies After Your Motorcycle Accident
If you have a motorcycle accident in Oklahoma City, the immediate aftermath of that accident may be the least of your problems. You will need the help and assistance of a motorcycle accident lawyer to fight back against the insurance companies that will do everything they can to reduce the amount of money that they will have to pay to you.
Insurance companies approach every motorcycle accident with an assumption that, at least in part, the rider caused the accident. For example, you might have been riding well within the speed limit when a car turned directly into your path. Even though the accident was (at least in your mind) clearly the driver’s fault, the insurer’s lawyers might argue that your dark clothing made you invisible to the driver. They will ask if you took precautions that would have allowed you to get away from the car more quickly or if you did anything else to alert the driver of your presence near his car.
The insurer’s goal is to reimburse you for the least possible amount of your damages. Liability is only one part of the equation. The other part will be the extent to which your negligence contributed to the accident. Oklahoma follows a modified comparative negligence standard. Under this standard, if the insurance company convinces a judge or jury that you are more than 51% responsible for the accident, you will not receive any award for your damages.