In the event of a car accident in which you were a passenger and were injured, you may be confused as to where to turn for help answering your questions about your medical bills. Any passenger is the least likely to be the responsible party in a car wreck. So, if you are in one, and you have expensive medical bills piling up, who will be responsible for paying for them? Fortunately, Parrish DeVaughn Law Firm can help. We know the ins and outs of personal injury law and have vast experience in defending clients and getting the financial settlements that they deserve. Read on to find out about some of the avenues available to you, and how an Oklahoma City personal injury lawyer from Parrish DeVaughn can help you.
Who Is At Fault?
First of all, at least one of the drivers involved in the accident will be found at fault, sometimes more. As a passenger, you are legally allowed to file a claim against the insurance of whomever was found to be at fault, be it the driver of the car you were in or the driver of the other car. These claims can include not only medical expenses, but also loss of wages due to lost work, as well as pain and suffering. If both are found to be at fault, you may file claims on both drivers’ insurances. This could be extremely helpful, as sometimes the liability coverage of one driver may not be enough to cover your bills. However, you may not file to cover more than the total damages, even if you are filing on both parties’ insurance policies.
Medical Payments Coverage
Medical Payments is an option that you, as a passenger, have access to on your own automotive insurance policy. This can be used in temporary place of impending medical bills, while the insurance companies and authorities sort out the fault and liability of the actual drivers involved. However, this particular coverage will only cover medical expenses, not pain and suffering or loss of wages. Additionally, any amount paid to you will usually be deducted from a liability settlement. There are many rules and regulations that apply to medical payments coverage, however, and it would be wise to consult an attorney regarding this particular compensation.
An Oklahoma City Personal Injury Attorney Can Help
Being a passenger in an accident can be a very tricky situation and an Oklahoma City personal injury attorney from Parrish DeVaughn Law Firm can help you through this trying time. We have offices in Tulsa and Oklahoma City, Oklahoma, and are ready to answer all of your questions regarding personal injury. We offer live consultations around the clock through our online services, so contact us today.